This episode's vocabulary
- Tablet (noun) - a medium-hard, sugary confection from Scotland.
- Tartan (noun) - a pattern of different coloured straight lines crossing each other at 90-degree angles, or a cloth with this pattern.
- Garment (noun) - a piece of clothing.
- Cater to sb/sth (phrasal verb) - to satisfy a need or to provide what is wanted or needed by a particular person or group.
- Sustenance (noun) - food, or the energy and other things food provides people and animals to keep them strong and healthy.
- With sb/sth in mind (phrase) - while regarding or thinking about someone or something; keeping someone or something in consideration.
- Poor impulse control - difficulty controlling yourself.
- Stable (adj) - firmly fixed or not likely to move or change.
- Income (noun) - money that is earned from doing work or received from investments.
- Investment (noun) - the act of putting money, effort, time, etc. into something to make a profit or get an advantage, or the money, effort, time, etc. used to do this.
- Notorious (adj.) - famous for something bad.
- Thrifty (adj.) - showing a careful use of money, especially by avoiding waste.
- Cheap (adj.) - unwilling to spend money.
- Deprived (adj.) - not having the things that are necessary for a pleasant life, such as enough money, food, or good living conditions.
- Assets (plural noun) - something valuable belonging to a person or organization that can be used for the payment of debts.
- Lock sth away (phrasal verb) - to put something in a safe place and lock the door in order that someone else cannot get it.
- Avenue (noun) - a method or way of doing something.
Questions and Answers
M: What things do people like to buy in your country?
R: Well, I think they would buy everything and anything their heart's desired if they could. If we speak about what's popular, though, I doubt it's much different to anywhere else. People buy clothes and food and various kinds of entertainment, like festival tickets and video games. Maybe if we talk about people who come to the country like they're visiting, or they're tourists, then they'll probably want to buy these things, but maybe like specifically Scottish things like tablet, or tartan things?
M: What kinds of expensive things do people like to buy in your country?
R: Well, everyone likes the latest fashion, don't they? Though, how that manifests, I suppose depends on the individual. Sometimes it's about having the newest gadget, or garments, or other people prefer recently made games. It's the newness that caters to the tastes rather than the price I think.
M: Do people buy many things they don't need?
R: Well, assuming it's not sustenance, or shelter related, then everyone is buying things that aren't necessary. Though, one could argue that life isn't just about getting what you need, it's about striving for what you want. And with that in mind, I wonder if it's important whether they get what they don't need.
M: Why do young people tend to waste money?
R: I suppose it's because they are, well, they're completely clueless when it comes to responsible financial management, relative to adults, aren't they? And they have rather poor impulse control, but that's just because they're young. This is all just my opinion, though. I imagine in the eyes of many young people, what they buy is absolutely essential.
M: Why do some young people buy expensive things?
R: It's a status symbol, isn't it? It's a way of showing off that you're successful and worth getting to know. And it works in some cases, which is a bit depressing. If they have a stable income, though, it's also possible that a higher price means higher quality, and whatever it is, will last longer. So that's a responsible investment in terms of what you buy.
M: Why do people like to buy expensive things?
R: Possibly for the same reasons I mentioned that young people prefer to buy them. I don't think I could name any more if I want to do, like, higher price is an indication of higher quality, or it should be. That's not always the case. But it's often the case.
M: But do you think it's good for people to buy things which they perhaps can't afford, more expensive things, then cheaper things?
R: I don't think anyone thinks that's a good thing. But that wasn't the question, was it?
M: No, that's my follow up question. It's just in speaking, part three, the examiner might ask you follow up questions. And actually, the examiner may make up questions.
R: Well, they have to that's the purpose of the follow up question.
M: Yeah, that's, so kind of they have some questions in the booklet. But then when you say something, the examiner just listens to what you're saying. And then asks you to kind of explain more of what you have already said.
R: And then you go after them and say, how is that related to the previous question?
M: Yeah, yeah, yeah. Anyway, do people in your country like to save money?
R: I think Scottish people are rather notorious at this point, for being sort of thrifty, cheap, and cheerful people. I suppose that's because money is rather thin on the ground in Scotland, relative to the rest of the UK. Especially in more deprived communities. So I would definitely say they like to save money more than most other places. But I that's just my personal feeling. I don't know how you would go about proving something like that.
M: Why? Why do you think that it's in Scotland, that they have less money than the rest of the UK?
R: Oh, I didn't say they don't have money. I've said they don't have a lot of money relative to the rest of UK. We have a smaller population, and I suppose there are a lot of social problems here that are less of an issue in England, for example. And our economy is, I think, relatively less developed, although compared to other countries, it's more developed. But if we talk about in the context of the UK, then it's definitely less developed.
M: What's the best way to save money?
R: Well, I was always told it was in a bank as part of a good budget, but increasingly, I'm hearing about investments and buying assets as a way of sort of locking away wealth for the future. I'm not sure how much to believe in it, but it seems to be a rather popular choice these days. Someone was going on about investing in cryptocurrency the other day, so there's lots of options. But I'm still sticking with the bank as my best-saving avenue.
M: Thank you so much for me for your lovely, lovely money answers!
R: Hopefully they were high value. Hey, it's another pun.
M: So, let's talk about money vocabulary. By this I mean money, money vocabulary. What do people like to buy in your country? Well, you mentioned people buy clothes, food, various kinds of entertainment. Entertainment, yeah? Like people have fun. But also you mentioned something specific like tartan. Specifically Scottish things like tartan. But also you said tablet.
R: Yes, tablet is just, oh God, imagine sugar. Just imagine a bar of sugar, then you have tablet.
M: Is it specifically Scottish?
M: Dear listener, do you get it? Because I don't get it.
R: Look it up. It's a thing.
M: A tablet for me is like a device. Okay, I'm looking a tablet. And it's a device. It's like a phone thing.
R: Type in Scottish tablet.
M: Oh my gosh. Dear listener, open your Google, Scottish tablet. Scottish tablet. Oh, I see.
R: But you also see that it's really bad for you.
M: Oh, yeah. Because it's really sugary and Scottish. It's so Scottish for you, dear listener, it's bad for you. Yes, it's this sweet thing, Scottish tablet. Then, expensive things. You said people buy the newest gadgets, garments. Garments?
R: Garments is like clothes.
M: Yeah. If you want a fancy word to mean clothes, use garments. The newest garments.
R: The latest thing.
M: Then people prefer recently made games. Passive voice, recently made games. And then you said something really cool. It's the newness. Newness?
R: Yeah, that's like the noun for being new.
M: Wow, newness. Such a strange word, newness. It's the newness that people are attracted to. Yeah?
R: I said, it's the newness that caters to the taste rather than the price, which means that it's the concept or the fact that thing B is new. That people like, they don't like the fact that it's expensive. I don't think people like expensive things just because they're expensive.
M: Mm hmm. They enjoy the newness of things. The latest fashion, the newest gadgets, newest, and the noun is the newness. New and ness. Yeah. Why do people buy things they don't need? And you said something like, it's not sustenance.
R: Yes. Well, I specifically said it's not sustenance or shelter related. So that's just like a compound adjective, I suppose. So sustenance is like saying food, but I said food too many times. So I opted for something different. Sustenance related means food related, connected to food.
M: Okay. Could you give us another example with another sentence?
M: Okay, right, fine.
R: When you're hungry, that's your body's way of telling you that you need sustenance.
M: Yeah, we need sustenance. We need food. A good phrase is "one could argue that life isn't about getting what you need". "One could argue" - right, that's kind of like, it's not my opinion, but people think that one could argue that life isn't about buying things. It's about striving for what you want. Strive for something.
R: Although it's important to point out that you could say you could argue. It's just a really polite way of saying one could argue, like a person could argue.
M: Argue here doesn't mean like argue, have a fight. Right? So have different opinions. Here in this context, it means think. So one could think that, one could argue that. It's also good for your essay. Alright? So some people argue that life isn't about buying things all the time. Yeah, some people think that, some people argue that.
R: I also said with that in mind. I quite like saying with that in mind. It's such a great way of just moving from one thing to the next. So you say...
M: With that in mind.
R: Yeah, so like you pointed out something and then you say and with that in mind, let's move on to my example or let's move on to develop the point further.
M: With that in mind. Yep. And then you add an explanation. When you talked about young people wasting their money... Money. I like saying money.
R: You must stop.
M: Because they are completely clueless. Young people are completely clueless, clueless, they have no idea. They have no clue. They don't know about financial management.
R: Responsible financial management.
M: Oh, sorry, yeah. Responsible financial management is how you manage your finances. So, Maria, I am completely clueless when it comes to responsible financial management, because I spend all my money. I spend all my money. So I earn money and I spend money. I have like a very good active financial flows every month. Yeah, come and go, the money comes and goes, comes and goes, yeah. Young people have rather poor impulse control.
R: Yeah, that just means they have difficulty controlling themselves. They just see something and they're like, I must have it.
M: Exactly. Yeah, they go to McDonald's, oh, I must have everything. Poor impulse control. They just can't control themselves. Yeah, when we talk about expensive things, surely we should mention, it's a status symbol. Yeah, that's like a must phrase. People buy expensive things because it's just a status symbol. How do you say that?
M: Status. Status symbol. People might have a stable income. That's a very good collocation to use about money. Rory, do you have a stable income?
M: Yes, I have many stable incomes. Quality.
M: Yeah. Oh, many, okay. Income is the money that you make or earn. Stable - like happening all the time, every month. Then, when the examiner asks you about your country and how people save money, Rory said Scottish people are notorious for being cheerful, cheap and cheerful. Notorious is like famous, but in a negative way.
R: Yeah, so thrifty is a way of saying like, good with your money, not overspending. Cheap and cheerful is a way of saying you're happy with not spending too much money on things. And notorious is another way of saying you are well known, but not in a good way.
M: Yeah. So thrifty, is it a positive adjective or negative one?
R: I think it's quite positive. Or, or it can be quite rude.
M: So I'm saving that up, right? So I don't, I don't spend my money on shoes every month. So I'm thrifty. I'm saving it up, right?
R: Yes. But you do spend your money on shoes every month,
M: Oh, yeah, totally, yeah. I see something beautiful - I just, I have to have it. I have rather poor impulse control.
R: Yes. One good say that.
M: Like a teenager. Rory, then you've used a very interesting thing. You said, I'm hearing about investments and people buying assets and investing in cryptocurrency. I'm hearing, is it correct grammar? I thought like you can't use the continuous with state verbs, like you can't say I'm remembering, I'm forgetting, I'm loving you.
R: Well, can you not if it's all the time? If you're complaining about something you use present continuous.
M: With state verbs?
R: Well, with anything, like you could say, oh, he's always and then whatever the action is.
M: So here you were complaining. Like, oh, like you hear about it all the time. It's annoying.
R: Yeah. So it's like, I'm not sure, I'm not sure how much to believe in it, so I followed that with saying, I don't really think I believe in it that that much.
M: Really? Oh, so it's that meaning.
M: Wow, dear listener, very high level here. But increasingly I'm hearing about investments, meaning that Rory is quite annoyed, because all the time he hears this news about investments and he's quite annoyed by that. Yeah?
R: Well, it's just something that people go on about all the time. And if you go on about it all the time, then how interested am I supposed to be after the 25th time of hearing about it? I wish people thought more about that.
M: Yeah. Thank you very much for listening! Now you're full of money vocabulary, and you're ready to give good answers about money. Money. Don't say money, say money.
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