This episode's vocabulary
- Deposit (noun) - an amount of money that you pay as the first part of the total payment for something.
- Insurance (noun) - an agreement in which you pay a company money and they pay your costs if you have an accident, injury, etc.
- Fill out (phrasal verb) - to write or type information in spaces that are provided for it.
- Paperwork-intensive process (noun) - a process that requires a lot of paperwork.
- To recollect (verb) - to remember something.
- Pan out (phrasal verb) - to develop in a particular way or in a successful way.
- To transfer (verb) - to move money from one account to another.
- Be in hot water (idiom) - to be in or get into a difficult situation in which you are in danger of being criticized or punished.
- Finances (plural noun) - the money that a person or company has.
Questions and Answers
M: Today Rory is going to describe a situation when he paid more than expected. He's going to say what he bought, why he bought it, where he bought it. And he's going to explain why he paid more than expected. Are you ready?
R: I'm ready now.
M: Off you go.
R: Well, this is more of an experience than a specific item that I bought. But I remember when I paid for my first attempt at skydiving, I had to pay twice, actually. The first time was the deposit. And the second time was when I had to pay for the whole thing. Once it had been confirmed on the actual day of the event. I paid for it this way, because it's quite expensive, to be honest when you factor in paying for the staff's wages and training, the insurance and all the equipment that's involved, and everything else that goes into it. I can't imagine what else there would be, but there's probably more, I'm not an expert. Unlike the first payment, the second was made in the office, when I showed up on the day of the big event. The receptionist asked me to fill out all of these forms and hand over the ones I'd already completed before I arrive. It's a very paperwork-intensive process. And then he asked me if I wanted a cameraman. And I said yes. And then finally to pay as well. And that last one was quite a surprise because as I recollected, I had already paid for everything over the phone. But of course, that was just the deposit. And I had forgotten about the other part. Well, the main part really. So I was slightly taken aback. But then the guy explained, and I checked my banking app and sure enough, I'd only paid part of the full price. So I was able to pay and everything panned out reasonably well in that regard. I remember thinking it was good that I had transferred some money between my accounts the day before, because if I hadn't done that, then I'd have been in a bit of hot water, to be honest. I wouldn't have had enough to pay for the whole thing. So in that sense, it's quite useful, isn't it? Well, the payment went well, however. The actual skydiving part was less dramatic because it hasn't actually happened yet. I couldn't go on the day that I'd originally intended to due to bad weather, so hopefully, I'll be able to go in a few weeks without having, well, having to worry about paying for it.
M: And do you often pay more than expected?
R: No, I'm quite good with planning my finances. That's why it was such a surprise that I'd forgotten.
M: Thank you so much, Rory!
M: Oh, what a lovely story, Rory story. Wow.
R: It's a true story. It's based on a true story.
M: Cool. So, dear listener, if you get such a situation in the exam, describe a situation when you paid more than expected, you should use vocabulary about money and about something being expensive, you paid for something. So let's take a look. So first of all, I had to pay twice, for example. Right, you buy something or you purchase something. To purchase something is the same as to buy. I had to pay, it was expensive, it was quite expensive or can I say pricey?
R: Um, pricey is also fine I think. They may mean the same thing as expensive, don't they?
M: Yeah, it was quite pricey. It was quite expensive. You had to pay or I paid in the past, it's I paid. Then you can mention all this insurance, you paid for the equipment, you paid for what.
R: Well I paid for everything really. However, it's important to point out, because people get confused about the difference between verbs that go with make and verbs that go with do. So you don't do a payment, you make a payment, or in this case, I made a payment.
M: You're reading my mind. Yeah.
R: Is that what you were gonna say?
M: Exactly. Yeah, I made the first payment, then I had to make the second payment. Yep. I really enjoyed when you said it's a very paperwork-intensive process. Yeah, so like buying a house or a flat it's a very paperwork-intensive process.
R: That's just another way of saying there's a lot of paperwork. It sounds very advanced and sophisticated but it's really not. I just realized that I was talking about paperwork a lot and I was just like it's really paperwork intensive process.
M: And then, dear listener, you should use perhaps the past perfect. For example, oh, I remembered, I had already paid for everything. Right? So I remembered past perfect something in the past. An early situation I had already paid.
R: Yeah, I used it a couple of times, didn't I?
M: Oh, yeah. Yeah.
R: So like hand over the ones I had already completed. And I had forgotten about the other part.
M: Yeah, I was surprised I'd forgotten, I had forgotten, right. Because the card is about the past. So you are telling a story about the past. So use past perfect once or twice. Then you said that I checked my banking app. Right? Or I checked...
R: I checked with my bank.
M: I checked it with my bank. Yeah. Then you said something I transferred some money between my account, right? This is a very topic-specific vocabulary to transfer money between my account, accounts.
R: Or transfer money to your account, or from one account to another account.
M: I transferred money to my account. Yeah. What does it mean to be in hot water? Were you in hot water?
R: No, it's an idiom. To be in hot water, it's just like to be in trouble.
M: Oh, and then, dear listener, Rory, did use the third conditional. If I hadn't been able to transfer the money. I'd have been in hot water. I'd have been in trouble. But Rory did transfer the money. And he was fine. So this is an imaginary situation about the past. The third conditional. Yay. Used accurately and naturally. Well done, Rory.
R: Thank you. I still don't know what the third conditional is.
M: Well, whatever. Don't tell anybody.
R: I like how you're like I just explained it to you.
M: And then you go, the payment went well. Okay?
R: Oh, I just wanted to say, back to the hot water thing. If I had been thinking about it well enough, I should have said like everything would have been up in the air for skydiving, which just means everything's a bit of a mess and no one knows what the plan is. Yeah, I missed out on that, didn't I.
M: Yeah. And skydiving is when you jump out of a plane, or they push you out of the plane. Or you go with an instructor.
R: Well, it's a tandem skydive. So yeah, you go with an instructor.
M: Are you gonna go tandem or alone?
R: I have no choice. I don't have like an independent skydiving certificate. So...
M: Because in Russia, you can go I think alone, or I'm not sure.
R: Well, yeah, but you can do a lot of things in Russia that are not necessarily safe.
M: Well, true. If you pay a lot of money, can I say that I had to fork out quite a lot for this ticket?
M: To use a phrasal verb, to fork out.
R: Shall we talk about the phrasal verbs that I did use?
M: Okay, yeah, pan out.
R: Well, yeah, pan out. To talk about the result, everything panned out well, everything turned out well in the end.
M: I was able to pay, and everything panned out reasonably well. What other situations can we talk about when we paid more than expected? Maybe a plane ticket? So dear listener, you can talk about a plane ticket. Or maybe education, a course, a training?
R: But you know what you will not have to pay more than you expected for because everything is straight up? Our phrasal verbs course.
M: Oh, there he goes. Yeah, we have a fixed price. So yeah, that's quite a bargain. Rory, you can't advertise our other services on our premium?
R: Yes, I can, watch me. I just did it there.
M: Rory's getting all wild back in Scotland. So please ignore him, dear listener, you're our premium lovely listener.
M: Wild wild Scotland.
R: So we should also talk about individual things that we used to structure the answer. So I started off with well, this is a bit more of an experience than a specific item. But I remember so you can start out with a little preamble and just say, Oh, it's not something, it's not a physical thing I bought. It's a service, it's an experience. And then the first time the second time, I paid for it this way just to answer that part of the task. I paid for it this way because and then unlike this, it was like that. And then I listed things and at the end, I was like and finally or and then finally.
M: Yep, hopefully.
R: And then I was like this is quite a surprise because as I recollected and then I moved into a bit more detail. So to explain further, and then to finish off while the payment went well. All the other parts were terrible, and hopefully, I'll be able to have less terrible experience next time. So lots of things that you could focus on there to structure your own answer.
M: Yeah. And this does help the examiner to understand what you're saying easier, easily, more easily.
R: More easily... Do we have to have a conversation about adverbs?
M: I think so. So just like make sure that the examiner can follow your ideas easily. Adverb. Thank you very much for listening! And we're going to go with speaking part three, where we're going to talk about money, money, and consumerism. See you!
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